1. General Use
1.1. These Terms apply to all visitors, users, and others who access or use this Site.
1.2. By accessing the Site, you represent that you are at least the age of majority in your province or territory of residence and have the legal capacity to enter into a binding agreement.
1.3. The Agency may modify these Terms at any time without notice. Continued use of the Site following any changes constitutes acceptance of the revised Terms.
2. Intellectual Property
2.1. All content on this Site — including text, graphics, logos, videos, images, audio, code, and design — is the exclusive property of Muratovi or its licensors and is protected by Canadian and international copyright, trademark, and intellectual property laws.
2.2. You may not reproduce, distribute, display, modify, create derivative works from, or otherwise use any content from this Site without the Agency’s prior written consent.
2.3. The Agency’s name, logo, and all related marks are trademarks or trade names of Muratovi. Unauthorized use of any of these marks is strictly prohibited.
3. User Conduct
When using this Site, you agree not to:
• Violate any applicable laws or regulations;
• Use the Site to transmit any harmful, unlawful, or infringing materials;
• Attempt to gain unauthorized access to the Site or its servers;
• Interfere with the operation, security, or performance of the Site;
• Misrepresent your identity or affiliation with any person or organization.
The Agency reserves the right to restrict or terminate your access to the Site for violations of these Terms.
4. Links to Third-Party Websites
Our Site may contain links to third-party websites or services that are not owned or controlled by the Agency.
We are not responsible for the content, policies, or practices of any third-party websites. Accessing such links is at your own risk.
5. Disclaimer of Warranties
5.1. The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
5.2. The Agency does not guarantee that:
• The Site will be uninterrupted, secure, or error-free;
• The information on the Site will be accurate, complete, or current; or
• Any defects or errors will be corrected.
5.3. To the fullest extent permitted by law, the Agency disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
6. Limitation of Liability
6.1. To the maximum extent permitted by law, Muratovi shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site or any linked content.
6.2. In no event shall the Agency’s total liability to you exceed USD $100 or the amount paid (if any) by you to access paid Site content, whichever is greater.
7. Indemnification
You agree to indemnify, defend, and hold harmless Muratovi, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, costs, or expenses (including reasonable legal fees) arising out of your use of the Site or violation of these Terms.
8. Privacy
Your use of the Site is also governed by our Privacy Policy.
By using this Site, you consent to the collection and use of your information as described therein.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Canada and the Province of Ontario, without regard to conflict-of-law rules.
Any disputes arising under these Terms shall be submitted to the exclusive jurisdiction of the courts in Ontario, Canada.
10. Contact Information
If you have any questions about these Terms or our Site, please contact:
Muratovi
Registered Address: 124 Rusty Crestway, North York, ON M2J 2Y6, Canada
Email: alemur@muratovi.com
Website: muratovi.com
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© 2025 Muratovi. All rights reserved.
1. General Use
1.1. These Terms apply to all visitors, users, and others who access or use this Site.
1.2. By accessing the Site, you represent that you are at least the age of majority in your province or territory of residence and have the legal capacity to enter into a binding agreement.
1.3. The Agency may modify these Terms at any time without notice. Continued use of the Site following any changes constitutes acceptance of the revised Terms.
2. Intellectual Property
2.1. All content on this Site — including text, graphics, logos, videos, images, audio, code, and design — is the exclusive property of Muratovi or its licensors and is protected by Canadian and international copyright, trademark, and intellectual property laws.
2.2. You may not reproduce, distribute, display, modify, create derivative works from, or otherwise use any content from this Site without the Agency’s prior written consent.
2.3. The Agency’s name, logo, and all related marks are trademarks or trade names of Muratovi. Unauthorized use of any of these marks is strictly prohibited.
3. User Conduct
When using this Site, you agree not to:
• Violate any applicable laws or regulations;
• Use the Site to transmit any harmful, unlawful, or infringing materials;
• Attempt to gain unauthorized access to the Site or its servers;
• Interfere with the operation, security, or performance of the Site;
• Misrepresent your identity or affiliation with any person or organization.
The Agency reserves the right to restrict or terminate your access to the Site for violations of these Terms.
4. Links to Third-Party Websites
Our Site may contain links to third-party websites or services that are not owned or controlled by the Agency.
We are not responsible for the content, policies, or practices of any third-party websites. Accessing such links is at your own risk.
5. Disclaimer of Warranties
5.1. The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
5.2. The Agency does not guarantee that:
• The Site will be uninterrupted, secure, or error-free;
• The information on the Site will be accurate, complete, or current; or
• Any defects or errors will be corrected.
5.3. To the fullest extent permitted by law, the Agency disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
6. Limitation of Liability
6.1. To the maximum extent permitted by law, Muratovi shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site or any linked content.
6.2. In no event shall the Agency’s total liability to you exceed USD $100 or the amount paid (if any) by you to access paid Site content, whichever is greater.
7. Indemnification
You agree to indemnify, defend, and hold harmless Muratovi, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, costs, or expenses (including reasonable legal fees) arising out of your use of the Site or violation of these Terms.
8. Privacy
Your use of the Site is also governed by our Privacy Policy.
By using this Site, you consent to the collection and use of your information as described therein.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Canada and the Province of Ontario, without regard to conflict-of-law rules.
Any disputes arising under these Terms shall be submitted to the exclusive jurisdiction of the courts in Ontario, Canada.
10. Contact Information
If you have any questions about these Terms or our Site, please contact:
Muratovi
Registered Address: 124 Rusty Crestway, North York, ON M2J 2Y6, Canada
Email: alemur@muratovi.com
Website: muratovi.com
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© 2025 Muratovi. All rights reserved.

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